Ignite FB Tracking PixelAre You Prepared to Buy a Home? - Emily Hu
Are You Prepared to Buy a Home?

by Emily Hu 03/04/2019

Purchasing a home is a life-changing decision, and as such, should not be taken lightly. Fortunately, there are lots of things you can do to prepare for the homebuying journey, such as:

1. Determine Where You Want to Live

There is no shortage of high-quality houses available across the United States. Now, you just need to determine where you want to reside, and you can hone your house search accordingly.

Think about your long-term plans as you consider where you want to live. For instance, if you enjoy life in the big city, you may want to search for houses in or near the city of your choice. On the other hand, if you want to start a family in the near future, you may want to explore residences near parks and other family-friendly attractions.

Ultimately, it helps to narrow your home search to a few cities and towns. Because if you know where you want to live, you can quickly navigate the homebuying journey.

2. Establish a Budget

A budget is a must-have for any homebuyer, at any time. If you know how much you can spend on a house, you can search for residences that fall within your price range.

Oftentimes, it helps to meet with banks and credit unions before you launch a home search. These financial institutions can teach you about different types of mortgages. Then, you can select a mortgage that suits you perfectly.

Don't forget about home inspection, closing and other property buying fees, either. If you account for these property buying costs, you can ensure you have the necessary funds available to cover them.

3. Consult with a Real Estate Agent

A real estate agent is a difference-maker for a homebuyer. He or she is happy to teach a homebuyer about the ins and outs of the real estate market. As a result, a real estate agent will help you become a homebuying expert.

Typically, a real estate agent offers recommendations and insights throughout the homebuying journey. He or she first will learn about you and help you establish homebuying expectations. Next, a real estate agent will help you kick off a search for homes in your preferred cities and towns. When you find your dream residence, a real estate agent will help you craft a competitive offer to purchase this home. And if your offer to purchase is approved, a real estate agent will help you navigate the final stages of the homebuying journey.

Furthermore, a real estate agent can provide assistance any time a homebuyer has concerns or questions. A real estate agent strives to help you make informed homebuying decisions. Thus, he or she will do whatever it takes to educate you about the homebuying cycle and ensure you are ready to find and buy your ideal residence.

Simplify the process of finding your dream home – use the aforementioned tips, and you can prep for the homebuying journey.

About the Author

Author
Emily Hu
Ranked as one of the top Agents in the Yorba Linda area, Emily Has held her license since 1990 and has been recognized over the years for her top sales achievements. Emily is currently based at the firm's North Orange County Office, located in Yorba Linda. Attributing much of her success to her skills, knowledge and hard work, Emily believes that her positive attitude and people skills have enabled her to develop and maintain the relationships she has today. Emily represents qualified homebuyers and sellers throughout Orange County, with particular emphasis on residential sales. Emily's relationship with both First Team Estates and Luxury Portfolio International expands available offerings through powerful local and global resources. Emily has an established record and is known for discretion and privacy when representing valued clients. She has resided in Yorba Linda since 1992 and is also fluent in Chinese - Mandarin, Cantonese, Taiwanese, Hakkanese, and English. My marketing material is also in Chinese, which contributes to Chinese communities, as well as mainland China. Which I believe allows me to sell your house faster and at a higher price.